:root {
  color-scheme: light;
  --ink: #1c1a17;
  --muted: #5a554d;
  --accent: #2f4b7c;
  --accent-soft: #dde6f2;
  --sand: #f4f1ec;
  --sun: #f0d8b6;
  --leaf: #d5e4dc;
}

* {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: "Segoe UI", "Helvetica Neue", Arial, sans-serif;
  color: var(--ink);
  background: var(--sand);
  line-height: 1.6;
}

a {
  color: var(--accent);
  text-decoration: none;
}

.container {
  width: min(1100px, 92%);
  margin: 0 auto;
}

.site-header {
  padding: 20px 0;
  background: #fff;
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
}

.logo {
  font-weight: 700;
  letter-spacing: 0.02em;
}

.disclosure {
  font-size: 0.9rem;
  background: var(--accent-soft);
  padding: 8px 12px;
  border-radius: 18px;
}

.nav-links {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

.nav-links a {
  font-size: 0.95rem;
}

.section {
  padding: 70px 0;
}

.section.alt {
  background: #fff;
}

.section.tint {
  background: var(--leaf);
}

.section.hero-section {
  background: #fff;
  position: relative;
  overflow: hidden;
}

.hero-wrap {
  display: flex;
  gap: 40px;
  align-items: center;
  flex-wrap: wrap;
}

.hero-copy {
  flex: 1 1 340px;
}

.hero-copy h1 {
  font-size: clamp(2rem, 3vw, 3rem);
  margin-bottom: 16px;
}

.hero-copy p {
  margin-bottom: 16px;
  color: var(--muted);
}

.hero-visual {
  flex: 1 1 320px;
  display: flex;
  justify-content: flex-end;
}

.image-wrap {
  background-color: #e5e0d9;
  border-radius: 16px;
  overflow: hidden;
  width: 100%;
  max-width: 420px;
}

.image-wrap img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 12px 20px;
  border-radius: 999px;
  border: 1px solid var(--accent);
  background: var(--accent);
  color: #fff;
  font-weight: 600;
}

.btn.secondary {
  background: transparent;
  color: var(--accent);
}

.split {
  display: flex;
  gap: 40px;
  align-items: center;
  flex-wrap: wrap;
}

.split.reverse {
  flex-direction: row-reverse;
}

.split .text-block {
  flex: 1 1 320px;
}

.split .visual-block {
  flex: 1 1 320px;
}

.offset-box {
  background: var(--sun);
  padding: 24px;
  border-radius: 16px;
  margin-left: -24px;
}

.cards {
  display: flex;
  gap: 24px;
  flex-wrap: wrap;
}

.card {
  background: #fff;
  border-radius: 18px;
  padding: 20px;
  flex: 1 1 240px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.price {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--accent);
}

.pull-quote {
  background: #fff;
  border-left: 4px solid var(--accent);
  padding: 18px 20px;
  margin: 18px 0;
}

.story-grid {
  display: flex;
  gap: 24px;
  flex-wrap: wrap;
}

.story-grid .panel {
  flex: 1 1 260px;
  background: #fff;
  padding: 20px;
  border-radius: 16px;
}

.sticky-wrap {
  display: flex;
  gap: 32px;
  align-items: flex-start;
  flex-wrap: wrap;
}

.sticky-cta {
  flex: 0 1 260px;
  position: sticky;
  top: 24px;
  background: #fff;
  padding: 20px;
  border-radius: 18px;
  border: 1px solid #e7e0d8;
}

form {
  flex: 1 1 340px;
  display: flex;
  flex-direction: column;
  gap: 14px;
  background: #fff;
  padding: 24px;
  border-radius: 18px;
}

label {
  font-weight: 600;
}

input,
select,
textarea {
  padding: 10px 12px;
  border-radius: 12px;
  border: 1px solid #d4cfc6;
  font-size: 1rem;
  font-family: inherit;
  background: #fff;
}

.form-note {
  font-size: 0.9rem;
  color: var(--muted);
}

.bg-finance {
  background-image: url("https://images.unsplash.com/photo-1460925895917-afdab827c52f?w=1400&q=80");
  background-size: cover;
  background-position: center;
  color: #fff;
}

.bg-finance .container {
  background: rgba(0, 0, 0, 0.52);
  padding: 40px;
  border-radius: 18px;
}

.inline-image {
  max-width: 360px;
}

.footer {
  background: #11110f;
  color: #f5f2ed;
  padding: 40px 0;
}

.footer a {
  color: #f5f2ed;
}

.footer-grid {
  display: flex;
  gap: 24px;
  flex-wrap: wrap;
}

.footer-grid div {
  flex: 1 1 220px;
}

.legal-links {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

.cookie-banner {
  position: fixed;
  bottom: 20px;
  right: 20px;
  max-width: 360px;
  background: #fff;
  border-radius: 16px;
  padding: 18px;
  box-shadow: 0 12px 32px rgba(0, 0, 0, 0.15);
  display: none;
  z-index: 10;
}

.cookie-banner.active {
  display: block;
}

.cookie-actions {
  display: flex;
  gap: 10px;
  margin-top: 12px;
  flex-wrap: wrap;
}

.page-hero {
  display: flex;
  gap: 24px;
  align-items: center;
  flex-wrap: wrap;
}

.page-hero .image-wrap {
  max-width: 360px;
}

.reference-list a {
  color: #f5f2ed;
}

.tagline {
  font-size: 1.2rem;
  color: var(--muted);
}